Jan Cedilnik

Right Back - Hrvatski Dragovoljac
24 Nov 2027
Wednesday
Process

Marked for Jan Cedilnik

67 Edition

The Hrvatski Dragovoljac Courier

8 Nov 2027
From our football correspondent Crisis

Match

No end in sight to Hrvatski Dragovoljac's wait for a win

7 matches now without a victory, and the excuses have worn thinner than the patience. Somebody at Hrvatski Dragovoljac has to find a result from somewhere.

Squad

Giovanni Jerolimov stands alone

7 saves, and a scoreline the ten men in front of him had no right to. Goalkeepers only get noticed on the bad days; this was one of the other ones.

Match

Hrvatski Dragovoljac cannot find the net

7 games without scoring. Strikers stop looking up, midfielders take the extra touch, and every shot that clears the bar is followed by a groan that has been building since the last goal.

Market

Esteban Alfaro hands in a written request

“I have nothing bad to say about this place. I just need to be somewhere else.” It is in writing now, which changes what Hrvatski Dragovoljac can pretend not to have heard.

Market

Josip Brkić is on his way

The clubs have agreed terms, and what remains is formality: a medical, a photograph, a signature. Nobody at Hrvatski Dragovoljac is pretending he will be back in the shirt.

Squad

Antonio Jakoliš in a row with a teammate

It was not about football and everybody who saw it knows that. Two men who have to play together on Saturday said things at Hrvatski Dragovoljac this week that will take longer than a week to unsay.

Match

A bad afternoon for Hrvatski Dragovoljac against Dugopolje

0‑2 to Dugopolje, and no complaints worth printing. The performance asked for nothing more than it got.

Market

One of our own: Marcelo Benko joins the Hrvatski Dragovoljac first team

Clubs spend fortunes looking for players and occasionally find one down the corridor. Marcelo Benko is that, and the reception he gets on his first appearance will be different in kind from the one any signing receives.

Market

Dejan Colak steps up from the Hrvatski Dragovoljac academy

There is no fee, no unveiling and no agent on the steps. Dejan Colak has been at this club since he was a boy and is now, formally, one of the first-team squad — which for a local readership beats any signing of any size.

In brief

Back issues
64 Edition

The Hrvatski Dragovoljac Courier

18 Oct 2027
From our football correspondent Crisis

Squad

The knee: Ivan Lagundžić out for 30 days

30 days on the announcement, and a year of quiet, unwatched rehabilitation behind it. Hrvatski Dragovoljac lose a player for a season; he loses something harder to name.

Match

Hrvatski Dragovoljac are in real trouble now

Position 8, 12 points, and a fixture list with fewer games left in it than excuses. The arithmetic is not cruel yet, but it has stopped being kind.

Squad

Giovanni Jerolimov keeps Hrvatski Dragovoljac in it on his own

Some afternoons a goalkeeper is the team. 8 saves, several of them the sort nobody expects to see stopped, and a scoreline that flatters everybody in front of him.

Squad

Tempers go at Hrvatski Dragovoljac

Antonio Jakoliš was at the centre of it, and by the time it was pulled apart there were three or four others involved. Training grounds are small places and long seasons make them smaller.

Match

The goals have deserted Hrvatski Dragovoljac

3 matches, no goals, and a training ground that has tried everything. It will end — droughts always do — but nobody at Hrvatski Dragovoljac can tell you which week it ends in.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Bartol Kunert is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

Match

Hrvatski Dragovoljac come up short against HNK Vukovar 1991

HNK Vukovar 1991 left with the points after a 0‑2 defeat that will take some explaining on the terraces.

The dugout

Karlo Kovačić gets it from the manager

“Nobody here is above being told.” It was not said with a name attached, but the dressing room can count, and so can everybody who was listening.

The dugout

The manager’s verdict

“That is on me. I pick the team and I picked wrong.” Managers say that when they mean it and when they need to be seen to, and after 0‑2 René Krause left the room before anybody could ask which.

In brief

61 Edition

The Hrvatski Dragovoljac Courier

27 Sep 2027
From our football correspondent Steady

Squad

Niko Cop damages knee ligaments — 21 days out

The words a physio says slowly. 21 days is what the club will announce and everybody who has heard this diagnosis before knows the number is the least of it: the knee comes back before the player does.

Player ratings

No sign of nerves from Dmytro Zudin at 19 — 7.89

The hardest thing about being 19 in a senior side is that nobody makes allowances. Dmytro Zudin did not need any: 7.89, and he looked the most comfortable man on the pitch.

Squad

Words exchanged at Hrvatski Dragovoljac

Antonio Jakoliš and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

The terraces

One of their own: Benjamin Dulčić

He is 21 and the ground already sings his name, which is a thing that happens to local boys and almost never to signings. Everything from here is measured against an affection he did nothing to earn except be from here.

Market

Boris Bogdan steps up from the Hrvatski Dragovoljac academy

There is no fee, no unveiling and no agent on the steps. Boris Bogdan has been at this club since he was a boy and is now, formally, one of the first-team squad — which for a local readership beats any signing of any size.

Match

Hrvatski Dragovoljac get the job done against Sibenik

A 1‑0 win over Sibenik, earned rather than given, and the sort of afternoon that sends everyone home talking about next week instead of this one.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Jan Cedilnik is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

Squad

Elvir Šehić stays put

“The easiest signature of my career.” Elvir Šehić and Hrvatski Dragovoljac agree another 4 years, and the manager can plan around him rather than about him.

Player ratings

Antonio Jakoliš runs at them all day

Successful dribbles: 17. There is a particular sort of despair on a full-back's face by the seventieth minute, and it was on display.

In brief

56 Edition

The Hrvatski Dragovoljac Courier

23 Aug 2027
From our football correspondent Uneasy

Match

The drought breaks for Hrvatski Dragovoljac

12 without a win is the sort of run that changes how a town talks about its club, and Zadar were the afternoon it stopped. Nothing is fixed by one result and everything feels different by one.

Player ratings

A brace, and Dmytro Zudin takes the afternoon — 8.46

There is a particular kind of quiet from an away end watching one man score twice. Dmytro Zudin provided it, and the 8.46 beside his name is if anything generous to everybody else.

Player ratings

Jan Cedilnik, 20, plays like he has been here for years — 7.69

A mark of 7.69 means one thing beside a twenty-nine-year-old's name and something else entirely beside a 20-year-old's. Nobody at the ground needed telling which this was.

Market

Esteban Alfaro hands in a written request

“I have nothing bad to say about this place. I just need to be somewhere else.” It is in writing now, which changes what Hrvatski Dragovoljac can pretend not to have heard.

Transfer targets

David Puclin is a medical away from Hrvatski Dragovoljac

The deal with NK Varazdin is done in every sense but the one that puts him on the pitch. Nothing goes wrong at this stage, except on the occasions when it does.

Market

Only the photograph left for Cadu

Fee agreed, terms agreed, medical booked. Cadu will be somebody else’s player by the weekend, and around Hrvatski Dragovoljac the goodbyes have quietly begun.

Squad

Words exchanged at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

Transfer targets

Door shut on Karlo Stapić

Hrvatski Dragovoljac asked and Hajduk Split said no without discussing a figure. It is the least ambiguous answer in football and the one clubs most often come back to test.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Bartol Kunert was in the middle of it. The one dressing-room argument that is genuinely about football.

In brief

55 Edition

The Hrvatski Dragovoljac Courier

16 Aug 2027
From our football correspondent Uneasy

Match

The wait goes on for Hrvatski Dragovoljac

12 without a win now, and the ground has developed the special quiet of a crowd that expects the worst. One scrappy 1-0 would cure most of it; that is the maddening part.

Squad

Giovanni Jerolimov stands alone

12 saves, and a scoreline the ten men in front of him had no right to. Goalkeepers only get noticed on the bad days; this was one of the other ones.

Market

Cadu has said yes to Imotski

The last thing about a transfer that is still about the player is his signature on his own terms, and it is there. Hrvatski Dragovoljac have lost him in all but the paperwork.

Player ratings

Dmytro Zudin, 19, steals the show — 7.81

Marked 7.81 at 19, in a side that makes no allowances for age. He did not need any, and he looked the least nervous man on the pitch.

Squad

A falling-out at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Transfer targets

Door shut on Marko Pajač

Hrvatski Dragovoljac asked and Lokomotiva Zagreb said no without discussing a figure. It is the least ambiguous answer in football and the one clubs most often come back to test.

Squad

Late improvement for Marko Kopić

At 26 the improving is meant to be over, and it is not: 3 points better than a year ago. It happens to the ones who take the boring parts seriously.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

Match

Hrvatski Dragovoljac caught on 87 minutes

The board was up, the win was priced in, and then HNK Vukovar 1991 scored. There is no worse minute to concede in and the ground emptied in the silence that follows one.

In brief

52 Edition

The Hrvatski Dragovoljac Courier

26 Jul 2027
From our football correspondent Uneasy

Match

9 matches without a win for Hrvatski Dragovoljac

The run now stands at 9, and the questions being asked around Hrvatski Dragovoljac are no longer polite ones.

Market

Esteban Alfaro puts it in writing

“This is not anger. I have thought about it for months, and nothing that has happened lately changed my mind.” The request is on a desk at Hrvatski Dragovoljac, and it is not being withdrawn.

Squad

Tempers go at Hrvatski Dragovoljac

Antonio Jakoliš was at the centre of it, and by the time it was pulled apart there were three or four others involved. Training grounds are small places and long seasons make them smaller.

Transfer targets

Hrvatski Dragovoljac rebuffed over Antonio Đaković

Not now, not at any price the club was prepared to say out loud. Hajduk Split have kept their man, and Hrvatski Dragovoljac go back to a list with one name crossed off it.

Player ratings

Antonio Jakoliš runs at them all day

Successful dribbles: 19. There is a particular sort of despair on a full-back's face by the seventieth minute, and it was on display.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

Transfer targets

Hrvatski Dragovoljac ask about Yannick Touré

A loan enquiry to NK Osijek: cover, or a look at somebody the club cannot afford to buy yet. Either way the answer will come back inside the week.

Transfer targets

Hrvatski Dragovoljac ask about Marcel Lorber

A loan enquiry to Lokomotiva Zagreb: cover, or a look at somebody the club cannot afford to buy yet. Either way the answer will come back inside the week.

Squad

Marcelo Benko stays put

“The easiest signature of my career.” Marcelo Benko and Hrvatski Dragovoljac agree another 4 years, and the manager can plan around him rather than about him.

In brief

46 Edition

The Hrvatski Dragovoljac Courier

14 Jun 2027
From our football correspondent Uneasy

The terraces

Anger at Hrvatski Dragovoljac spills outside the ground

It has stopped being a mood in the stands and started being something organised. Boards can ignore a bad atmosphere for a long time; they cannot ignore this stage of it for very long at all.

Match

Hrvatski Dragovoljac are in real trouble now

Position 10, 6 points, and a fixture list with fewer games left in it than excuses. The arithmetic is not cruel yet, but it has stopped being kind.

Market

Cadu asks to leave Hrvatski Dragovoljac

“I have given everything here and I need a new challenge.” The request is formal, and the relationship will never be quite the same again.

Squad

A falling-out at Hrvatski Dragovoljac

Antonio Jakoliš and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Squad

Real improvement from Freddie Fletcher at Hrvatski Dragovoljac

Form comes and goes; this has not gone. Freddie Fletcher is 21, and the version of him training now would not have got into the side he was in a year ago.

Boardroom

Hrvatski Dragovoljac still without a manager

13 days since the seat came open, a list of names doing the rounds, and nobody has signed anything. Every week this drags on the shortlist gets shorter.

Transfer targets

Door shut on Dušan Vuković

Hrvatski Dragovoljac asked and Lokomotiva Zagreb said no without discussing a figure. It is the least ambiguous answer in football and the one clubs most often come back to test.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

Transfer targets

Hrvatski Dragovoljac ask about Matija Jesenović

A loan enquiry to Slaven Belupo: cover, or a look at somebody the club cannot afford to buy yet. Either way the answer will come back inside the week.

In brief

44 Edition

The Hrvatski Dragovoljac Courier

31 May 2027
From our football correspondent Crisis

Boardroom

The scrutiny sharpens at Hrvatski Dragovoljac

Nobody upstairs has said anything, which is the loudest thing they could do. Results buy silence in this game; the account at Hrvatski Dragovoljac is running low.

Market

Esteban Alfaro puts it in writing

“This is not anger. I have thought about it for months, and nothing that has happened lately changed my mind.” The request is on a desk at Hrvatski Dragovoljac, and it is not being withdrawn.

Squad

Tempers go at Hrvatski Dragovoljac

Antonio Jakoliš was at the centre of it, and by the time it was pulled apart there were three or four others involved. Training grounds are small places and long seasons make them smaller.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

Squad

Hrvatski Dragovoljac are still strangers to each other

6 new signings in one window. Every one may be an upgrade and the side can still be worse for a while, which is the part of a rebuild the verdicts never mention.

Squad

Esteban Alfaro stays put

“The easiest signature of my career.” Esteban Alfaro and Hrvatski Dragovoljac agree another 3 years, and the manager can plan around him rather than about him.

The dugout

No hiding place for David Večerić

“I pick players who do the work. All of it.” No name was spoken; every camera still turned to David Večerić, and the manager let it.

The dugout

Mateo Tomić asks for a word with the manager

“I would rather say it to his face than read about it.” The meeting was requested by the player, which tells you most of what you need to know.

Market

Hrvatski Dragovoljac pick up Alfie Henderson for nothing

The best deals are the ones the accountants never notice. Alfie Henderson arrives at Hrvatski Dragovoljac with his wages the only cost and something to prove the only clause.

In brief

42 Edition

The Hrvatski Dragovoljac Courier

17 May 2027
From our football correspondent Crisis

The terraces

The mood at Hrvatski Dragovoljac has turned into something else

Supporters who sing when it goes badly are supporters. Supporters who gather afterwards are a problem, and everybody inside the building knows which of the two this now is.

Match

Hrvatski Dragovoljac sink to position 10

6 points, and a fixture list that is running out. The mathematics are not yet cruel, but they are no longer kind.

Squad

Jan Cedilnik in a row with a teammate

It was not about football and everybody who saw it knows that. Two men who have to play together on Saturday said things at Hrvatski Dragovoljac this week that will take longer than a week to unsay.

The dugout

Toni Ruso gets it from the manager

“Nobody here is above being told.” It was not said with a name attached, but the dressing room can count, and so can everybody who was listening.

Squad

Freddie Fletcher falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

The dugout

The manager plants his flag on Bartol Kunert

“Judge me on him.” Managers do not say that kind of thing by accident — it moves the pressure from Bartol Kunert’s shoulders onto his own, and both of them know it.

In brief

41 Edition

The Hrvatski Dragovoljac Courier

10 May 2027
From our football correspondent Crisis

Squad

Words exchanged at Hrvatski Dragovoljac

Bartol Kunert and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

Market

One of our own: Tin Erceg joins the Hrvatski Dragovoljac first team

Clubs spend fortunes looking for players and occasionally find one down the corridor. Tin Erceg is that, and the reception he gets on his first appearance will be different in kind from the one any signing receives.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Jan Cedilnik is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

Squad

Home is on Freddie Fletcher's mind

“Some mornings you wake up and you are still a long way from everything you know.” It is not the football and it never was; Hrvatski Dragovoljac are dealing with a man who wants a different country.

The dugout

Bruno Bjelica gets it from the manager

“Nobody here is above being told.” It was not said with a name attached, but the dressing room can count, and so can everybody who was listening.

The dugout

Toni Ruso knocks on the manager's door

“It had gone on long enough. I would rather have it out than leave it sitting there.” Ten minutes behind a closed door at Hrvatski Dragovoljac, and both men came out saying it was fine.

In brief

38 Edition

The Hrvatski Dragovoljac Courier

19 Apr 2027
From our football correspondent Uneasy

The terraces

Supporters organise against the Hrvatski Dragovoljac board

A bad atmosphere can be waited out. A group of people meeting afterwards to decide what to do about it cannot, and everybody in the building knows which stage this is.

Match

Hrvatski Dragovoljac are in real trouble now

Position 10, 6 points, and a fixture list with fewer games left in it than excuses. The arithmetic is not cruel yet, but it has stopped being kind.

Squad

A falling-out at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Jan Cedilnik was in the middle of it. The one dressing-room argument that is genuinely about football.

The dugout

No hiding place for Mateo Tomić

“I pick players who do the work. All of it.” No name was spoken; every camera still turned to Mateo Tomić, and the manager let it.

Squad

Freddie Fletcher remains an outsider

A year in and the city has not opened up, the language has not come, and lunch is eaten alone more often than anybody at Hrvatski Dragovoljac would admit. It shows on Saturdays.

In brief

35 Edition

The Hrvatski Dragovoljac Courier

29 Mar 2027
From our football correspondent Uneasy

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Jan Cedilnik is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

Squad

Mateo Budimir in a row with a teammate

It was not about football and everybody who saw it knows that. Two men who have to play together on Saturday said things at Hrvatski Dragovoljac this week that will take longer than a week to unsay.

The dugout

The manager makes an example of Toni Ruso

“If you cannot run for the shirt, somebody else will wear it.” No name was used and none was needed; every player in that room knew who it was for.

In brief

34 Edition

The Hrvatski Dragovoljac Courier

22 Mar 2027
From our football correspondent Uneasy

The terraces

The mood at Hrvatski Dragovoljac has turned into something else

Supporters who sing when it goes badly are supporters. Supporters who gather afterwards are a problem, and everybody inside the building knows which of the two this now is.

Match

Every point is an argument now for Hrvatski Dragovoljac

Position 10 and 6 points, and the table gets read bottom-up in this part of town. The calendar has stopped being a schedule and started being a countdown.

Squad

A falling-out at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Lukas Zubović was in the middle of it. The one dressing-room argument that is genuinely about football.

The dugout

No hiding place for David Večerić

“I pick players who do the work. All of it.” No name was spoken; every camera still turned to David Večerić, and the manager let it.

The dugout

Toni Ruso knocks on the manager's door

“It had gone on long enough. I would rather have it out than leave it sitting there.” Ten minutes behind a closed door at Hrvatski Dragovoljac, and both men came out saying it was fine.

In brief

32 Edition

The Hrvatski Dragovoljac Courier

8 Mar 2027
From our football correspondent Uneasy

Boardroom

Hans Arnold is the new Hrvatski Dragovoljac manager

“This is a club with real history, and I did not have to think about it for long.” The new manager takes charge with every slate wiped clean.

Market

Filip Šušković-Jakopac asks to leave Hrvatski Dragovoljac

“I have given everything here and I need a new challenge.” The request is formal, and the relationship will never be quite the same again.

Squad

Antonio Jakoliš signs on for more

“Some decisions take a long time. This one took ten minutes, and most of that was finding a pen.” Antonio Jakoliš and Hrvatski Dragovoljac agree another 2 years.

Squad

Tempers go at Hrvatski Dragovoljac

Giovanni Jerolimov was at the centre of it, and by the time it was pulled apart there were three or four others involved. Training grounds are small places and long seasons make them smaller.

Squad

Facundo Mera gets the move he always wanted

Footballers are asked about their boyhood club so often that nobody listens to the answer. Facundo Mera has just signed for Hrvatski Dragovoljac, and for once the answer mattered.

Market

Hrvatski Dragovoljac promote Mislav Pasalic from within

The academy exists for exactly this morning. Mislav Pasalic has come through every age group the club runs and has now been handed a senior number, and the people who coached him at twelve will be the proudest in the building.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Jan Cedilnik was in the middle of it. The one dressing-room argument that is genuinely about football.

The dugout

A clean slate for Antonio Jakoliš

A new manager did not pick last season’s side and does not care what it looked like. Antonio Jakoliš has taken that personally, in the best sense, and Hrvatski Dragovoljac are seeing a version of him the last regime had stopped seeing.

The dugout

Isaiah Ngbede knocks on the manager's door

“It had gone on long enough. I would rather have it out than leave it sitting there.” Ten minutes behind a closed door at Hrvatski Dragovoljac, and both men came out saying it was fine.

In brief

31 Edition

The Hrvatski Dragovoljac Courier

1 Mar 2027
From our football correspondent Uneasy

The dugout

Borna Cik says Hrvatski Dragovoljac went back on their word

“I was told what my role would be, and I signed on that basis. It has not happened.” A grievance with a date attached is the hardest kind to settle.

Squad

Giovanni Jerolimov in a row with a teammate

It was not about football and everybody who saw it knows that. Two men who have to play together on Saturday said things at Hrvatski Dragovoljac this week that will take longer than a week to unsay.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Jan Cedilnik is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

In brief

29 Edition

The Hrvatski Dragovoljac Courier

15 Feb 2027
From our football correspondent Uneasy

Squad

The knee: Marko Kopić out for 25 days

25 days on the announcement, and a year of quiet, unwatched rehabilitation behind it. Hrvatski Dragovoljac lose a player for a season; he loses something harder to name.

Squad

Tempers go at Hrvatski Dragovoljac

Antonio Jakoliš was at the centre of it, and by the time it was pulled apart there were three or four others involved. Training grounds are small places and long seasons make them smaller.

Boardroom

Still nobody in the Hrvatski Dragovoljac dugout

14 days with the chair empty, a list of names that grows and shrinks by the day, and not one signature on anything. Every week that passes takes the best candidates off it.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

The dugout

The manager makes an example of David Večerić

“If you cannot run for the shirt, somebody else will wear it.” No name was used and none was needed; every player in that room knew who it was for.

The dugout

Dario Sivonjić knocks on the manager’s door

“Thirty minutes, door closed, everything said. We shook hands after.” Whatever was in the room stayed in the room, and Dario Sivonjić trained the next morning like a man with less to carry.

In brief

26 Edition

The Hrvatski Dragovoljac Courier

25 Jan 2027
From our football correspondent Crisis

The terraces

Supporters organise against the Hrvatski Dragovoljac board

A bad atmosphere can be waited out. A group of people meeting afterwards to decide what to do about it cannot, and everybody in the building knows which stage this is.

Squad

The knee: Marko Kopić out for 48 days

48 days on the announcement, and a year of quiet, unwatched rehabilitation behind it. Hrvatski Dragovoljac lose a player for a season; he loses something harder to name.

Match

Hrvatski Dragovoljac sink to position 10

6 points, and a fixture list that is running out. The mathematics are not yet cruel, but they are no longer kind.

The dugout

Lukas Zubović: that is not what I was promised

“Things were said to me before I signed. I am not going to repeat them, but I remember all of them.” Hrvatski Dragovoljac have not answered, which is an answer of sorts.

Transfer targets

Šimun Mikolčić is a medical away from Hrvatski Dragovoljac

The deal with NK Osijek is done in every sense but the one that puts him on the pitch. Nothing goes wrong at this stage, except on the occasions when it does.

Transfer targets

Matija Subotić will not be coming to Hrvatski Dragovoljac

Terms were offered and declined. Whether it was the wages, the role or the town, nobody at Lokomotiva Zagreb is saying, and nobody at Hrvatski Dragovoljac is enjoying the guessing.

Squad

Antonio Jakoliš in a row with a teammate

It was not about football and everybody who saw it knows that. Two men who have to play together on Saturday said things at Hrvatski Dragovoljac this week that will take longer than a week to unsay.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Jan Cedilnik is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

Squad

Lucas Ozimec stays put

“The easiest signature of my career.” Lucas Ozimec and Hrvatski Dragovoljac agree another 3 years, and the manager can plan around him rather than about him.

In brief

25 Edition

The Hrvatski Dragovoljac Courier

18 Jan 2027
From our football correspondent Crisis

Squad

The knee: Marko Kopić out for 55 days

55 days on the announcement, and a year of quiet, unwatched rehabilitation behind it. Hrvatski Dragovoljac lose a player for a season; he loses something harder to name.

Transfer targets

The paperwork begins on Marko Pajač

A medical, a signature, a shirt held up in front of a sponsor’s board. Hrvatski Dragovoljac have done the hard part with Lokomotiva Zagreb, and the part that remains is the part supporters actually see.

Squad

Words exchanged at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

Transfer targets

Hrvatski Dragovoljac rebuffed over Anton Matković

Not now, not at any price the club was prepared to say out loud. Hajduk Split have kept their man, and Hrvatski Dragovoljac go back to a list with one name crossed off it.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Jan Cedilnik was in the middle of it. The one dressing-room argument that is genuinely about football.

Market

Filip Šušković-Jakopac placed on the list

Hrvatski Dragovoljac have made Filip Šušković-Jakopac available for transfer. A career at this club is over in all but paperwork.

In brief

23 Edition

The Hrvatski Dragovoljac Courier

4 Jan 2027
From our football correspondent Crisis

Boardroom

The scrutiny sharpens at Hrvatski Dragovoljac

Nobody upstairs has said anything, which is the loudest thing they could do. Results buy silence in this game; the account at Hrvatski Dragovoljac is running low.

Market

Filip Šušković-Jakopac asks to leave Hrvatski Dragovoljac

“I have given everything here and I need a new challenge.” The request is formal, and the relationship will never be quite the same again.

The dugout

Dario Sivonjić says Hrvatski Dragovoljac went back on their word

“I was told what my role would be, and I signed on that basis. It has not happened.” A grievance with a date attached is the hardest kind to settle.

Squad

A falling-out at Hrvatski Dragovoljac

Antonio Jakoliš and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

Transfer targets

Hrvatski Dragovoljac try to borrow Mathieu Acapandié

Hajduk Split have been asked whether they would lend him. Loans are agreed quickly or not at all, and this one will be one or the other by the weekend.

Transfer targets

Hrvatski Dragovoljac try to borrow Dušan Vuković

Lokomotiva Zagreb have been asked whether they would lend him. Loans are agreed quickly or not at all, and this one will be one or the other by the weekend.

Transfer targets

Hrvatski Dragovoljac ask about Luka Hodak

A loan enquiry to Hajduk Split: cover, or a look at somebody the club cannot afford to buy yet. Either way the answer will come back inside the week.

The dugout

No hiding place for Mateo Tomić

“I pick players who do the work. All of it.” No name was spoken; every camera still turned to Mateo Tomić, and the manager let it.

In brief

22 Edition

The Hrvatski Dragovoljac Courier

28 Dec 2026
From our football correspondent Crisis

The terraces

Anger at Hrvatski Dragovoljac spills outside the ground

It has stopped being a mood in the stands and started being something organised. Boards can ignore a bad atmosphere for a long time; they cannot ignore this stage of it for very long at all.

Match

Hrvatski Dragovoljac sink to position 10

6 points, and a fixture list that is running out. The mathematics are not yet cruel, but they are no longer kind.

Squad

Antonio Jakoliš in a row with a teammate

It was not about football and everybody who saw it knows that. Two men who have to play together on Saturday said things at Hrvatski Dragovoljac this week that will take longer than a week to unsay.

Boardroom

Wages eat 88% of everything Hrvatski Dragovoljac earn

There is a figure at which a wage bill stops being ambitious and becomes the reason nothing else is possible, and this club has reached it. Nothing is left over for a transfer, a stand or a rainy afternoon.

The dugout

Jan Cedilnik is still being punished for one mistake

Nobody will confirm it and the team sheets confirm it every week. One error has bought him a spell as second choice that is already longer than the error deserved.

Squad

Lukas Zubović falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

The dugout

When it matters, Dmytro Zudin plays

It is never announced and it is entirely visible: the biggest afternoons of the season keep containing him. A press box works this out long before anybody at the club confirms a word of it.

The dugout

Dario Sivonjić knocks on the manager’s door

“Thirty minutes, door closed, everything said. We shook hands after.” Whatever was in the room stayed in the room, and Dario Sivonjić trained the next morning like a man with less to carry.

The dugout

David Večerić has been promised minutes

A conversation in the manager’s office, and a commitment that came out of it. Promises like that are cheap to make and expensive to break, and David Večerić has written the date down.

In brief

20 Edition

The Hrvatski Dragovoljac Courier

14 Dec 2026
From our football correspondent Crisis

The dugout

Josip Bartulić: that is not what I was promised

“Things were said to me before I signed. I am not going to repeat them, but I remember all of them.” Hrvatski Dragovoljac have not answered, which is an answer of sorts.

Squad

Words exchanged at Hrvatski Dragovoljac

Bartol Kunert and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Jan Cedilnik is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

The dugout

No hiding place for Marko Batur

“I pick players who do the work. All of it.” No name was spoken; every camera still turned to Marko Batur, and the manager let it.

The dugout

A promise honoured at Hrvatski Dragovoljac

Something was said to Marko Batur and then it happened. In this industry that passes for remarkable, and the dressing room noticed faster than any supporter could.

The dugout

Cadu has become a man the manager trusts

Nobody at Hrvatski Dragovoljac will say this on the record and the team sheets have been saying it for weeks. There is a small group in every squad who get picked when the fixture is difficult, and he has joined it.

In brief

18 Edition

The Hrvatski Dragovoljac Courier

30 Nov 2026
From our football correspondent Uneasy

Match

Hrvatski Dragovoljac sink to position 10

6 points, and a fixture list that is running out. The mathematics are not yet cruel, but they are no longer kind.

The terraces

Supporters organise against the Hrvatski Dragovoljac board

A bad atmosphere can be waited out. A group of people meeting afterwards to decide what to do about it cannot, and everybody in the building knows which stage this is.

Squad

A falling-out at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Boardroom

89% of the income goes out in wages at Hrvatski Dragovoljac

Every club in football pays most of what it earns to its players. Paying nearly all of it is a different arrangement, and it has ended the same way every time somebody has tried it.

The dugout

The manager has not finished forgetting Jan Cedilnik's mistake

Publicly it is behind everybody. It is not behind the man who picks the team, and the only place that shows is a team sheet. He will get another chance; he will get it in a match that matters less.

The dugout

No hiding place for Mateo Tomić

“I pick players who do the work. All of it.” No name was spoken; every camera still turned to Mateo Tomić, and the manager let it.

The dugout

When it matters, Dmytro Zudin plays

It is never announced and it is entirely visible: the biggest afternoons of the season keep containing him. A press box works this out long before anybody at the club confirms a word of it.

The dugout

Lukas Zubović asks for a word with the manager

“I would rather say it to his face than read about it.” The meeting was requested by the player, which tells you most of what you need to know.

Squad

Ardijan Chilafi: “I am not a substitute”

“I have done everything asked of me in training and it has not changed a thing on a Saturday.” The most familiar complaint in football, and one Hrvatski Dragovoljac will have to answer with minutes or with a transfer.

In brief

17 Edition

The Hrvatski Dragovoljac Courier

23 Nov 2026
From our football correspondent Crisis

Squad

Giovanni Jerolimov stands alone

9 saves, and a scoreline the ten men in front of him had no right to. Goalkeepers only get noticed on the bad days; this was one of the other ones.

Match

The wait goes on for Hrvatski Dragovoljac

8 without a win now, and the ground has developed the special quiet of a crowd that expects the worst. One scrappy 1-0 would cure most of it; that is the maddening part.

The dugout

Ante Bjelica: that is not what I was promised

“Things were said to me before I signed. I am not going to repeat them, but I remember all of them.” Hrvatski Dragovoljac have not answered, which is an answer of sorts.

Squad

Words exchanged at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

Match

Hrvatski Dragovoljac come up short against Segesta

Segesta left with the points after a 0‑1 defeat that will take some explaining on the terraces.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Jan Cedilnik was in the middle of it. The one dressing-room argument that is genuinely about football.

The dugout

Duje Rebic answers for it

“The supporters are entitled to be angry. So am I. We will put it right.” 0‑1, a manager saying the necessary things, and a dressing room that heard a different version of them.

Player ratings

Benjamin Dulčić runs at them all day

Successful dribbles: 15. There is a particular sort of despair on a full-back's face by the seventieth minute, and it was on display.

The dugout

The team sheet said everything about Karlo Kovačić

Warm-up bib, ninety minutes of watching, and a handshake at the end that fooled nobody. Big matches tell you who a manager trusts; this one told Karlo Kovačić.

In brief

16 Edition

The Hrvatski Dragovoljac Courier

16 Nov 2026
From our football correspondent Uneasy

Player ratings

Antonio Jakoliš scores twice — 8.29

Two goals and a mark of 8.29 to go with them. Strikers are judged on afternoons like this one and remembered for far fewer of them than people imagine.

Match

7 matches without a win for Hrvatski Dragovoljac

The run now stands at 7, and the questions being asked around Hrvatski Dragovoljac are no longer polite ones.

Squad

Giovanni Jerolimov keeps Hrvatski Dragovoljac in it on his own

Some afternoons a goalkeeper is the team. 7 saves, several of them the sort nobody expects to see stopped, and a scoreline that flatters everybody in front of him.

The dugout

Mateo Tomić: that is not what I was promised

“Things were said to me before I signed. I am not going to repeat them, but I remember all of them.” Hrvatski Dragovoljac have not answered, which is an answer of sorts.

Squad

Words exchanged at Hrvatski Dragovoljac

Antonio Jakoliš and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

Match

Hrvatski Dragovoljac are shipping goals every week

Two or more conceded in each of the last 4 matches. It is not one mistake repeating itself, which would be the easier thing to fix; it is a different one every week.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Jan Cedilnik is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

Match

Hrvatski Dragovoljac refuse to lose to Lucko

A point taken on 93 minutes is worth exactly one point and considerably more than that to a dressing room. This side does not stop, which is a reputation worth more than the result.

Player ratings

Benjamin Dulčić beats them one at a time

Successful dribbles: 17. There was always a defender in front of him and there was never a defender in front of him for long.

In brief

14 Edition

The Hrvatski Dragovoljac Courier

2 Nov 2026
From our football correspondent Crisis

Match

Hrvatski Dragovoljac sink to position 10

5 points, and a fixture list that is running out. The mathematics are not yet cruel, but they are no longer kind.

The terraces

Anger at Hrvatski Dragovoljac spills outside the ground

It has stopped being a mood in the stands and started being something organised. Boards can ignore a bad atmosphere for a long time; they cannot ignore this stage of it for very long at all.

Squad

A one-man rearguard from Giovanni Jerolimov

There were 8 saves in it, and at least three that had no business being saves at all. The ten outfield players owe him a drink and they know it.

Player ratings

Dmytro Zudin, 18, plays like he has been here for years — 7.66

A mark of 7.66 means one thing beside a twenty-nine-year-old's name and something else entirely beside a 18-year-old's. Nobody at the ground needed telling which this was.

Match

No end in sight to Hrvatski Dragovoljac's wait for a win

5 matches now without a victory, and the excuses have worn thinner than the patience. Somebody at Hrvatski Dragovoljac has to find a result from somewhere.

Match

Dmytro Zudin’s goal not enough for Hrvatski Dragovoljac

Dmytro Zudin scored, and precious little else went right: 1‑2 to Sesvete, and a quiet walk to the dressing room.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

Squad

Ivan Lagundžić makes it 100

100 times in these colours, in all weathers and under four or five different managers. That kind of service is quietly disappearing from the game.

The dugout

The manager’s verdict

“That is on me. I pick the team and I picked wrong.” Managers say that when they mean it and when they need to be seen to, and after 1‑2 Duje Rebic left the room before anybody could ask which.

In brief

11 Edition

The Hrvatski Dragovoljac Courier

12 Oct 2026
From our football correspondent Crisis

Market

Filip Šušković-Jakopac puts it in writing

“This is not anger. I have thought about it for months, and nothing that has happened lately changed my mind.” The request is on a desk at Hrvatski Dragovoljac, and it is not being withdrawn.

Squad

A falling-out at Hrvatski Dragovoljac

Bartol Kunert and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Match

Hrvatski Dragovoljac come up short against Rudes

Rudes left with the points after a 0‑2 defeat that will take some explaining on the terraces.

Market

One of our own: Mateo Budimir joins the Hrvatski Dragovoljac first team

Clubs spend fortunes looking for players and occasionally find one down the corridor. Mateo Budimir is that, and the reception he gets on his first appearance will be different in kind from the one any signing receives.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Jan Cedilnik was in the middle of it. The one dressing-room argument that is genuinely about football.

The dugout

The manager makes an example of Marko Kopić

“If you cannot run for the shirt, somebody else will wear it.” No name was used and none was needed; every player in that room knew who it was for.

The dugout

Duje Rebic: “No excuses”

“I could talk about decisions and I could talk about luck. I will not. We lost.” The manager, 0‑2, and a press conference that lasted four minutes.

The dugout

Hrvatski Dragovoljac keep their word to Dmytro Zudin

Clubs make promises constantly and the page usually only hears about them when they are broken. This one was honoured, and the dressing room noticed that faster than any supporter did.

The dugout

Dmytro Zudin has become a man the manager trusts

Nobody at Hrvatski Dragovoljac will say this on the record and the team sheets have been saying it for weeks. There is a small group in every squad who get picked when the fixture is difficult, and he has joined it.

In brief

10 Edition

The Hrvatski Dragovoljac Courier

5 Oct 2026
From our football correspondent Crisis

Match

Hrvatski Dragovoljac are in real trouble now

Position 10, 4 points, and a fixture list with fewer games left in it than excuses. The arithmetic is not cruel yet, but it has stopped being kind.

Match

A hiding for Hrvatski Dragovoljac

Beaten 0‑3 by Cibalia, and beaten everywhere it matters. The inquest starts on the training pitch on Monday morning.

Squad

Giovanni Jerolimov stands alone

6 saves, and a scoreline the ten men in front of him had no right to. Goalkeepers only get noticed on the bad days; this was one of the other ones.

Squad

A falling-out at Hrvatski Dragovoljac

Giovanni Jerolimov and a teammate went at it, and not about football. Training grounds are small places and a long season makes them smaller.

Squad

A row about effort at Hrvatski Dragovoljac

Somebody said out loud what several people thought about how hard another man trains, and Jan Cedilnik was in the middle of it. The one dressing-room argument that is genuinely about football.

Boardroom

111% of the income goes out in wages at Hrvatski Dragovoljac

Every club in football pays most of what it earns to its players. Paying nearly all of it is a different arrangement, and it has ended the same way every time somebody has tried it.

The dugout

No hiding place for Giovanni Jerolimov

“I pick players who do the work. All of it.” No name was spoken; every camera still turned to Giovanni Jerolimov, and the manager let it.

Boardroom

Nobody left the Hrvatski Dragovoljac dressing room in a hurry

The door stayed shut a long time after the final whistle. What was said in there is between them; whether it worked is between them and Saturday.

The dugout

The manager’s verdict

“That is on me. I pick the team and I picked wrong.” Managers say that when they mean it and when they need to be seen to, and after 0‑3 Duje Rebic left the room before anybody could ask which.

In brief

8 Edition

The Hrvatski Dragovoljac Courier

21 Sep 2026
From our football correspondent Uneasy

Match

No end in sight to Hrvatski Dragovoljac's wait for a win

9 matches now without a victory, and the excuses have worn thinner than the patience. Somebody at Hrvatski Dragovoljac has to find a result from somewhere.

Match

5 matches without a goal for Hrvatski Dragovoljac

The chances are being made and something is happening between the making and the finishing. 5 matches now, and the anxiety in the ground arrives a little earlier every week.

Squad

Words exchanged at Hrvatski Dragovoljac

Antonio Jakoliš and a teammate said things this week that will take longer than a week to unsay. It was not about football, and both of them play on Saturday.

Transfer targets

Hrvatski Dragovoljac rebuffed over Elias Lorenz

Not now, not at any price the club was prepared to say out loud. Sturm Graz have kept their man, and Hrvatski Dragovoljac go back to a list with one name crossed off it.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

The dugout

David Večerić gets it from the manager

“Nobody here is above being told.” It was not said with a name attached, but the dressing room can count, and so can everybody who was listening.

The dugout

Half-satisfied: Duje Rebic on the draw

“There are things I liked and things we will be doing on Tuesday until they are right.” 0‑0, and a manager who had already decided what Tuesday looked like.

Player ratings

Antonio Jakoliš beats them one at a time

Successful dribbles: 13. There was always a defender in front of him and there was never a defender in front of him for long.

Match

Point won or two lost for Hrvatski Dragovoljac?

Ninety minutes, no goals, and the argument started before the car park emptied: a point gained, or two thrown away against Segesta? Both sides of it will still be going on Thursday.

In brief

7 Edition

The Hrvatski Dragovoljac Courier

14 Sep 2026
From our football correspondent Crisis

Match

8 matches without a win for Hrvatski Dragovoljac

The run now stands at 8, and the questions being asked around Hrvatski Dragovoljac are no longer polite ones.

Squad

6 saves: Giovanni Jerolimov was the team

Some afternoons a goalkeeper is the whole of the defence. 6 saves, several of them the kind nobody expects to see made, and ten outfield players who owe him a drink.

Match

4 matches without a goal for Hrvatski Dragovoljac

The chances are being made and something is happening between the making and the finishing. 4 matches now, and the anxiety in the ground arrives a little earlier every week.

Transfer targets

Hrvatski Dragovoljac rebuffed over Robin Gonzalez

Not now, not at any price the club was prepared to say out loud. HNK Vukovar 1991 have kept their man, and Hrvatski Dragovoljac go back to a list with one name crossed off it.

Squad

Jan Cedilnik in a row with a teammate

It was not about football and everybody who saw it knows that. Two men who have to play together on Saturday said things at Hrvatski Dragovoljac this week that will take longer than a week to unsay.

Match

A bad afternoon for Hrvatski Dragovoljac against Lucko

0‑1 to Lucko, and no complaints worth printing. The performance asked for nothing more than it got.

The dugout

Duje Rebic: “No excuses”

“I could talk about decisions and I could talk about luck. I will not. We lost.” The manager, 0‑1, and a press conference that lasted four minutes.

Squad

Words at Hrvatski Dragovoljac training over how hard people work

Somebody said out loud what several people had been thinking. Lukas Zubović is at the centre of it, and the squad will now find out whether the standard rises or the pair of them simply stop speaking.

The dugout

The manager makes an example of Isaiah Ngbede

“If you cannot run for the shirt, somebody else will wear it.” No name was used and none was needed; every player in that room knew who it was for.

In brief

5 Edition

The Hrvatski Dragovoljac Courier

31 Aug 2026
From our football correspondent Crisis

Match

The wait goes on for Hrvatski Dragovoljac

6 without a win now, and the ground has developed the special quiet of a crowd that expects the worst. One scrappy 1-0 would cure most of it; that is the maddening part.

Squad

Tempers go at Hrvatski Dragovoljac

Antonio Jakoliš was at the centre of it, and by the time it was pulled apart there were three or four others involved. Training grounds are small places and long seasons make them smaller.

Transfer targets

HNK Rijeka tell Hrvatski Dragovoljac: Amer Gojak is not for sale

The approach was made and the answer came back in a sentence. There is no number on the table because there was no number that would have been enough.

Match

A bad afternoon for Hrvatski Dragovoljac against Sesvete

0‑1 to Sesvete, and no complaints worth printing. The performance asked for nothing more than it got.

Squad

Jan Cedilnik falls out with a teammate over standards

The oldest argument in any dressing room and the only one that is genuinely about football: one man thinks another is not putting enough in. It is also the row a manager privately does not mind having happened.

The dugout

Jan Cedilnik gets it from the manager

“Nobody here is above being told.” It was not said with a name attached, but the dressing room can count, and so can everybody who was listening.

Squad

16 new faces, and Hrvatski Dragovoljac are still learning each other

A squad rebuilt inside one window pays for it in a currency nobody budgets for. The football is not worse than the sum of the players; it is worse than the sum of the players who have played together before.

The dugout

Duje Rebic answers for it

“The supporters are entitled to be angry. So am I. We will put it right.” 0‑1, a manager saying the necessary things, and a dressing room that heard a different version of them.

Transfer targets

Hrvatski Dragovoljac try to borrow Elias Lorenz

Sturm Graz have been asked whether they would lend him. Loans are agreed quickly or not at all, and this one will be one or the other by the weekend.

In brief